On October 22, 2021, the United States Department of Justice (“DOJ”) announced a new initiative to combat “redlining” (the “Initiative”) in partnership with the Consumer Financial Protection Bureau (“CFPB”) and Office of the Comptroller of the Currency (“OCC”). The Initiative will include an increased emphasis on coordination between the DOJ and U.S. Attorneys’ Offices, financial regulators, and State Attorneys General. In remarks accompanying the announcement, Attorney General Merrick Garland stated that the DOJ’s Civil Rights Division has “several open redlining investigations” and that the DOJ “expects to open more in the months ahead.” Additionally, Director of the CFPB Rohit Chopra emphasized the CFPB’s intention to eliminate “algorithmic redlining” involving the use of “discriminatory black box models.”