INSTITUTION
1st Financial Bank USA
Aargauische Kantonalbank
Achieve
Advanta Bank Corp.
Agricultural Bank of China Limited
Ally
American Express
Amex
Apple Bank
ARVEST Privatbank AG
Aurora Bank FSB
Banca Credinvest S.A.
Banca dello del Cantone Ticino
Banca Intermobiliare di Investimenti e Gestioni SpA.
Banco Espirito Santo
Banco Industrial De Venezuela
BancorpSouth
Bank EKI Genossenschaft
Bank Hapoalim
Bank J. Safra Sarasin AG
Bank La Roche & Co. AG
Bank Leumi
Bank Lombard Odier & Co. Ltd.
Bank of America
Bank of China
Bank of Mingo
Bank of Montreal
Bank of the Orient
Bank of the West
Banque Bohhote & Cie S.A.
Banque Cantonale du Jura S.A.
Banque Cantonale du Valais
Banque Cantonale du Vaudoise
Banque Cantonale Neuchâteloise
Banque Heritage SA
Banque Internationale à Luxembourg (Suisse) S.A.
Banque Pasche
Barclays
Basler Kantonalbank
Baugenossenschaft Schönau Zürich
Baumann & Cie, Banquiers
BB&T
BBVA
BBVA Compass
Berner Kantonalbank AG
BNP Paribas
BOC UK
Bordier & CIE
BPPR
Broadway Bancshares, Inc.
Bryn Maw Trust Company
BTMU
Cadence Bank, N.A.
Canadian Imperial Bank of Commerce
Capital One
CapitalOne
CBOT
CIT Group, Inc.
Citibank
Citigroup
Cole Taylor Bank of Chicago
Columbia Bank
Columbus Bank and Trust Company
CommerceWest Bank
Commercial Bank
Commerzbank
CommunityOne Bancorp
Compagnie de l'Occident pour la Finance et l'Industrie S.A.
Compass Bank
CompuCredit Corporation
Corner Banca SA
Credit Agricole S.A.
Credit Suisse
Credito Privato Commerciale in liquidazione S.A.
Cross River Bank
Crédit Mutuel
Dar Al-Maal Al-Islami Trust
Delta North Bancorp Inc.
Deutsche Bank
Discover
Discover Bank
Doha Bank
Dreyfus Sons & Co. Ltd. Banquiers
DZ Privatbank
E. Gutzwiller & Cie, Banquiers
EagleBank
Edmond de Rothschild Group
EFG International
Ersparniskasse Schaffhausen AG
Eurobank
EverBank
Falcon Private Bank Ltd.
Farmers Exchange Bancorp.
Fifth Third Bank
Finacor SA
First Abu Dhabi Bank
First Bank & Trust Brookings, South Dakota
First Bank of Delaware
First California Bank
First Horizon
First National
First National Bank of Omaha
First Niagara Financial Group, Inc.
First Vision Bank
FirstBank
Flagstar Bank
FNB Bank
Freedom Debt Relief
Freedom Financial Asset Management
Fulton Financial Corporation
GE Capital
Gibraltar Private Bank and Trust Company
Goldman Sachs
Gonet & Cie
Graubunder Kantonalbank
Habib Bank
Habib Bank AG Zurich
Herring Bank
Higher One, Inc.
HomeStreet Bank
HSBC
HSH Nordbank
Huntington
Hypothekarbank Lenzburg AG
IHAG Holding AG
IMB HoldCo
Industrial and Commercial Bank of China
Industrial Bank of Korea
ING Group
Intesa Sanpaolo S.p.A.
Iowa Prairie Bank
JCFlowers & Co.
JPMorgan Chase
Keybank
Lakeland Bank
Landesbank Baden-Württemberg
Lender Processing Services, Inc.
Leodan Privatbank AG
Liechtensteinische Landesbank AG
Lloyds Banking Group
Lone Star
Luzerner Kantonalbank AG
M&T Bank
Maerki Baumann Holding AG
Mashreq
Mashreqbank
Mashreqbank, psc
MediBank AG
Mega Financial Holding Company
Mercantil Bank (Schweiz) AG
Merchants Bank of California, N.A.
Merrick Bank
MetLife
Mid America Bank
Migros
Monterey County Bank
Morgan Stanley
MUFG Bank, Ltd.
Nano Banc
Nano Banc
National Bank of Pakistan
National Bank of Pakistan
National Commercial Bank
Nidwaldner Kantonalbank
Nonghyup Bank
Northern Trust Corp.
Ocean Bank
Oddo et Cie
OneWest Bank
Oriental Bank
Pacific National Bank
Pamrapo Savings Bank
PBZ Verwaltungs AG
Peoples Bank
Philippine National Bank
Piguet Galland & Cie S.A.
PNC
Popular, Inc.
Precision Capital
Privatbank Bellerive AG
Privatbank Reichmuth & Co.
Privatbank Von Graffenried AG
Rabobank
Regions Bank
Rothschilds Continuation Holdings AG
Royal Bank of Canada
Royal Bank of Scotland
Saddle River Valley Bank
Sallie Mae
Santander
SB Saanen Bank AG
Schaffhauser Kantonalbank
Schroders plc
SCOBAG Privatbank AG
Societe Generale
Societe Generale Bank & Trust S.A.
Société Générale
Sovereign Bank
St.Galler Kantonalbank
Standard Chartered Bank
State Street
State Street
Stearns Bank
Sterling Bank and Trust
Sumitomo Banking Corporation
SunTrust
Swineford
Swiss Post
Synchrony Bank
TCF National Bank
TD Bank
The Bancorp Bank
The Bancorp Bank
The Bank of New York Mellon
The Federal Savings Bank
The Missouri Bank
The Royal Bank of Scotland
The Yellowstone Bank
Trustmark Bank
U.S. Bank
UBP
UBS
Umpqua Bank
UniCredit Bank
UniCredit Bank AG
Union Bancaire Privee
Union de Banques Arabes et Françaises
United Bank for Africa
Unity National Bank of Houston
USAA
USAA Federal Savings Bank
USAA FSB
Valiant Holding
Vontobel Holding AG
WaFd Bank
Wells Fargo
Wells Fargo
WEX Bank
Wintrust
Woodforest National Bank
World's Foremost Bank
ZGKB Kantonalbank
Zions First National Bank
AGENCY
CFPB
CFPB/DOJ
DANY
DOJ
DOJ (CIV)
DOJ (Civ), CFPB
DOJ (CRIM)
DOJ (Criminal)
FDIC
FinCEN
FRB
FRB/NYDFS
Los Angeles City Attorney General
Manhattan District Attorney
Maryland Attorney General
Massachusetts Division of Banks
New York Attorney General
New York Attorney General
North Carolina Office of the Commissioner of Banks
NYDFS
OCC
OCC/DOJ
OFAC
OTS
State Attorneys General
UDFI (Utah)
USAO SDNY
ACTION
Addendum to an NPA
Amendment to Previous Order
Assessment of a Civil Money Penalty
Civil Money Penalty
Civil Money Penalty, Settlement Agreement
Consent Judgment
Consent Order
Consent Order (C&D & CMP)
Consent Order (C&D)
Consent Order (CMP & C&D)
Consent Order (CMP & C&D) & Complaint
Consent Order (CMP)
Consent Order (CMP, Order for Restitution & C&D)
Deferred Prosecution Agreement
Deferred Prosecution Agreement & Complaint
Deferred Prosecution Agreement (DPA)
Final Judgement and Order
Finding of Violation
Finding of violation (FOV)
Formal Agreement
Guilty Plea
Non-Prosecution Agreement
Order for Restitution
Order of Assessment of a Civil Monetary Payment
Order to Pay
Plea Agreement
Setllement Agreement
Settlement Agreement
Settlement Agreement & Complaint
Stipulated Final Judgment
Stipulated Final Judgment and Consent Order
Stipulated Order
Stipulation and Consent Order (CMP)
Stipulation and Order of Settlement
Stipulation and Order of Settlement and Dismissal
Stipulation and Order of Settlement and Dismissal
Stipulation and Order of Settlement and Dismissal with Prejudice
Supplemental Consent Order
Written Agreement
Written Agreement
CATEGORY OF CONDUCT
Anti-Trust/Market Related
BSA/AML
BSA/AML & Sanctions
BSA/AML & Sanctions
BSA/AML & Sanctions, Unsafe and Unsound Practices
Compliance
Consumer Compliance
Cybersecurity
Fair Lending
Fair Lending
FIRREA
FIRREA/Mortgages
Mortgages
Other
Risk Management
Sanctions
Sanctions
Tax
Tax/Swiss Bank Program
Unsafe and Unsound Practices
Unsafe and Unsound Practices, BSA/AML & Sanctions
Violations Cited
12 C.F.R. Part 30, Appendix D (Risk Governance Framework and Oversight)
3 N.Y.C.R.R. § 116.2 (Anti-money laundering programs)
3 N.Y.C.R.R. § 300 (Reporting of Crimes Against Banking Institutions, Mysterious Disappearances and Misconduct)
New York State Banking Law § 641 (License requirement)
12 C.F.R. § 1005.11 (Procedures for resolving errors)
12 C.F.R. § 1002.1 et seq. (Equal Credit Opportunity Act - Regulation B)
12 C.F.R. § 1003 (Regulation C of the Home Mortgage Disclosure Act)
12 C.F.R. § 1005 (Regulation E of the Electronic Funds Transfer Act)
12 C.F.R. § 1005.17 (Requirements for Overdraft Services)
12 C.F.R. § 1022.42(a) (Policies and Procedures for Furnished Information)
12 C.F.R. § 1024.38 (General Servicing Policies, Procedures, and Requirements)
12 C.F.R. § 1026 (Regulation Z of the Truth in Lending Act)
12 C.F.R. § 1026.59(a) (Reevaluation of rate increases)
12 C.F.R. § 1026.59(b) (Policies and procedures on the reevaluation of rate increases)
12 C.F.R. § 1030 (Regulation DD of the Truth in Savings Act)
12 C.F.R. § 163.177 (BSA Program)
12 C.F.R. § 163.180 (SARs)
12 C.F.R. § 208.25 (Loans in Special Flood Hazard Areas)
12 C.F.R. § 21.11 (SARs)
12 C.F.R. § 21.21 (BSA Program)
12 C.F.R. § 21.21(d) (Contents of compliance program)
12 C.F.R. § 211.24 (Approval of Offices of Foreign Banks)
12 C.F.R. § 211.24(d) (Permissible Activities of Representative Offices)
12 C.F.R. § 211.24(f) (BSA Program)
12 C.F.R. § 211.24(j) (BSA Program)
12 C.F.R. § 211.605 (Permissible Underwriting Activities of Foreign Banks)
12 C.F.R. § 22.10 (Notice of Servicer's Identity in Special Flood Hazard Areas)
12 C.F.R. § 22.3(a) (Requirement to Purchase Flood Insurance)
12 C.F.R. § 22.7(a) (Notice and Purchase of Flood Insurance Coverage)
12 C.F.R. § 223 (Transactions between Member Banks and their Affiliates)
12 C.F.R. § 225.4(a) (Bank Holding Company Policy and Operations)
12 C.F.R. § 225.4(f) (SARS)
12 C.F.R. § 226.9 (Truth in Lending Disclosure Requirements)
12 C.F.R. § 252.33(a)(2) (Adequate Risk-Management Framework)
12 C.F.R. § 326.8 (BSA Program)
12 C.F.R. § 339 (Loans in Areas Having Special Flood Hazards)
12 C.F.R. § 34.82 (OREO Holding Period)
12 C.F.R. § 353.1-353.3 (SARs)
12 C.F.R. § 5.39(g) (Financial Subsidiaries of a National Bank)
12 C.F.R. § 563.177 (BSA Program)
12 C.F.R. § 563.180(d) (SARs)
12 C.F.R. § 9.9 (Audit of Fiduciary Activities)
12 C.F.R. §21, Subparts B & C
12 C.F.R. §5.39(g)
12 C.F.R. Part 30, Appendix B (Information Security)
12 U.S.C § 5536 (Prohibited Acts)
12 U.S.C. § 1818(i)(2)(B)(II)
12 U.S.C. § 1818(s) (BSA Program)
12 U.S.C. § 1829(b) (BSA-Recordkeeping)
12 U.S.C. § 1843 (Interests in Nonbanking Organizations)
12 U.S.C. § 1844(c) (Reports and Examinations of Bank Holding Companies)
12 U.S.C. § 24a (Financial Subsidiaries of National Banks)
12 U.S.C. § 29 (Possession of Real Estate by a National Bank)
12 U.S.C. § 3107(a) (Approval of Representative Offices of Foreign Banks)
12 U.S.C. § 371c (Banking Affiliates)
12 U.S.C. § 371c-1 (Restrictions on transactions with affiliates)
12 U.S.C. § 481 (Examination of Financial Institutions)
12 U.S.C. §§ 1951-1959 (BSA-Uninsured Financial Institutions)
12 U.S.C. §§ 371c, 371c-1 (Transactions with Affiliates)
12 U.S.C. §§ 5531(d)(1) (Interfering with ability of a consumer to understand the terms of a financial product)
12 U.S.C. §§ 5531, 5536 (Unfair, Deceptive or Abusive Acts and Practices/UDAAP)
15 U.S.C. § 1693g (Consumer liability)
15 U.S.C. § 1 (Combinations in Restraint of Trade)
15 U.S.C. § 1693f (Error resolution)
15 U.S.C. § 45(a) (Unfair or Deceptive Acts and Practices/UDAP)
15 U.S.C. § 45(a)(1) (Unfair or Deceptive Acts and Practices/UDAP)
15 U.S.C. § 78m(b)(2)(A), 78m(b)(5), 78ff(a) (Books and Records Provisions of FCPA)
15 U.S.C. § 78m(b)(2)(B), 78m(b)(5), 78ff(a) (Internal Controls Provisions of FCPA)
15 U.S.C. §§ 1691-1691(f)
16 C.F.R. § 310 (Telemarketing Sales Rule)
18 U.S.C § 1349 (Attempt and conspiracy)
18 U.S.C. § 1001 (Statements or entries generally)
18 U.S.C. § 1005 (False bank entries, reports and transactions)
18 U.S.C. § 1014 (False Statements to Financial Institutions)
18 U.S.C. § 1028A (aggravated identity theft)
18 U.S.C. § 1341 (Mail Fraud)
18 U.S.C. § 1342 (Fictitious Name or Address)
18 U.S.C. § 1343 (Wire Fraud)
18 U.S.C. § 1344 (Financial Institutions Fraud).
18 U.S.C. § 1517 (Obstructing Examination of Financial Institution)
18 U.S.C. § 1708 (Theft or Receipt of Stolen Mail Matter)
18 U.S.C. § 1833 (Exceptions to prohibitions)
18 U.S.C. § 1956 (Money Laundering)
18 U.S.C. § 1956(h) (Money Laundering)
18 U.S.C. § 1957 (Money Laundering)
18 U.S.C. § 2 (Aiding and Abetting)
18 U.S.C. § 371 (Conspiracy to Defaud the United States)
18 U.S.C. § 371 (General Conspiracy)
18 U.S.C. § 641 (Public Money, Property, or Records)
24 C.F.R. § 28 (Remedies for False Claims or Statements)
24 C.F.R. Part 100 (Discriminatory Conduct under the FHA)
26 C.F.R. §1.162-21 (Denial of deduction for certain fines, penalties, and other amounts)
26 U.S.C. § 162 (Trade or business expenses)
26 U.S.C. § 7201 (Attempt to Evade or Defeat Tax)
26 U.S.C. § 7206(1) (Declaration under penalties of perjury)
26 U.S.C. § 7206(2) (Fraud and False Statements)
26 U.S.C. § 881(a)(1) (Tax on Income of Foreign Corporations)
3 NYCRR § 410.1 (Mortgage Banking License)
3 NYCRR § 116.2 (AML Program)
3 NYCRR § 3.1 (False Entries)
3 NYCRR § 300.1 (Reporting of Crimes)
3 NYCRR § 300.4 (Other Reports)
3 NYCRR § 38.3 (Application Disclosures and Procedures)
3 NYCRR § 38.7 (Prohibited Conduct of Mortgage Brokers)
3 NYCRR § 406.3(g) (Conduct of Money Transmitters)
3 NYCRR § 417.2 (AML Program for Licensed Check Cashers and Money Transmitters)
3 NYCRR § 420.18 (Duties of Originating Entity)
3 NYCRR § 420.20 (Prohibited Conduct)
31 C.F.R. § 1010.316
31 C.F.R. § 1010.40
31 C.F.R. § 510 (North Korea Sanctions Regulations)
31 C.F.R. § 1010.306 (Filing of Reports)
31 C.F.R. § 1010.310 (Reports of Transactions in Currency)
31 C.F.R. § 1010.311 (CTRs)
31 C.F.R. § 1010.313 (Aggregation of CTRs)
31 C.F.R. § 1010.320 (SARs)
31 C.F.R. § 1010.410 (Financial Institution Records)
31 C.F.R. § 1010.610 (Due Diligence for Foreign Correspondent Accounts)
31 C.F.R. § 1010.630(a) (Prohibition on Correspondent Accounts for Foreign Shell Banks)
31 C.F.R. § 1020.210 (BSA Program)
31 C.F.R. § 1020.220 (Customer Identification Program)
31 C.F.R. § 1020.320 (SARs)
31 C.F.R. § 1022.210 (AML Program)
31 C.F.R. § 1023.210 (AML program for brokers or dealers in securities)
31 C.F.R. § 103 (Recordkeeping and Reporting)
31 C.F.R. § 103.120 (BSA Program)
31 C.F.R. § 103.176 (Due Diligence for Foreign Correspondent Accounts)
31 C.F.R. § 103.18 (SARs)
31 C.F.R. § 103.22 (CTRs)
31 C.F.R. § 541 (Zimbabwe Sanctions Regulations)
31 C.F.R. § 542 (Syrian Sanctions Regulations)
31 C.F.R. § 544 (Weapons of Mass Destruction Proliferators Sanctions Regulations)
31 C.F.R. § 544.201 (Prohibited Transactions Involving Blocked Property)
31 C.F.R. § 560.203 (Evasions of the Iranian Transactions Regulations)
31 C.F.R. § 560.204 (Prohibited Exportation, Reexportation, Sale, or Supply of Goods, Technology or Services to Iran)
31 C.F.R. § 570.201 (Libyan Sanctions Regulations)
31 C.F.R. § 591 (Venezuela Sanctions Regulations)
31 C.F.R. § 593.201 Former Liberian Regime of Charles Taylor-Prohibited Transactions Involving Blocked Property)
31 C.F.R. § 594.201 (Prohibited transactions involving blocked property)
31 C.F.R. § 598 (Foreign Narcotics Kingpin Sanctions Regulations)
31 C.F.R. § 598.203 (Foreign Narcotics Kingpin Sanctions Regulations-Holding of Blocked Funds in Interest-Bearing Accounts)
31 C.F.R. Chapter V (OFAC Regulations)
31 C.F.R. Chapter X (FinCEN Regulations)
31 C.F.R. Part 103, as amended
31 U.S.C §§ 5318(a)(2) (AML Program)
31 U.S.C. § 5313 (CTRs)
31 U.S.C. § 5314 (Records and Reports on Foreign Financial Agency Transactions)
31 U.S.C. § 5318(g) (SARs)
31 U.S.C. § 5318(h) (BSA Program)
31 U.S.C. § 5318(i) (Due Diligence for Foreign Correspondent Accounts)
31 U.S.C. § 5322(a) (BSA/AML fines)
31 U.S.C. § 5322(c) (number of BSA/AML violations)
31 U.S.C. §§ 5311-5330
42 U.S.C. § 1320a-7a (Civil Monetary Penalties for Entitlement Fraud)
42 U.S.C. § 3601 et seq. (Fair Housing Act)
42 U.S.C. § 4012(a) et seq. ("Flood Act")
Article 23-A of the General Business Law of the State of New York/Martin Act
Bank Secrecy Act, 31 U.S.C. §§ 5311 et seq.
Bankruptcy Code and Federal Rules of Bankruptcy Procedure
Bankruptcy Rule 9011 (Signing of Papers)
Burmese Sanctions Regulations, 31 C.F.R. § 537
California Penal Code § 532(f) (Mortgage Fraud)
California State Business and Professions Code §§ 17200 et seq. (Unfair Competition)
Consumer Financial Protection Act of 2010, 12 U.S.C. § 5536
Contract Disputes Act, 41 U.S.C. § 601 et seq.
Cuban Assets Control Regulations, 31 C.F.R. § 515
Cuban Assets Control Regulations, 31 C.F.R. § 515, 201(a)1, (c), and (d)
Electronic Fund Transfer Act, 15 U.S.C. §§ 1693 et seq.
Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001
Equal Credit Opportunity Act, 15 U.S.C. § 1691(a)(1) (Prohibition of Discrimination)
Equal Credit Opportunity Act, 15 U.S.C. §§ 1691 et seq.
Executive Order 13067 (Blocking Sudanese Government Property and Prohibiting Transactions With Sudan)
Executive Order 13382 (Prohibited Transactions Involving Designated Persons)
Executive Order 13448 (Burmese Sanctions)
Executive Order 13582 (Syria Sanctions)
Fair Credit Reporting Act, 15 U.S.C. §§ 1681 et seq.
Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq.
Fair Housing Act, 42 U.S.C. §§ 3601 et seq.
False Claims Act, 31 U.S.C. §§ 3729 et seq.
False Claims Act, 31 U.S.C. §§ 3729-3733
FDIC Rules and Regulations, 12 C.F.R. § 339 (Loans in Areas having Special Flood Hazards)
Financial Institutions Reform, Recovery, and Enforcement Act ("FIRREA"), 12 U.S.C. § 1833a (Civil Penalties)
Home Mortgage Disclosure Act, 12 U.S.C. § 2801 et seq.
Home Mortgage Disclosure Act, 12 U.S.C. § 2803
Injunctions Against Fraud Act, 18 U.S.C. § 1345
International Emergency Economic Powers Act of 1977, 50 U.S.C. §§ 1701-1705
International Emergency Economic Powers Act, 50 U.S.C. §§ 1701 et seq.
International Emergency Economic Powers Act, 50 U.S.C. §§ 1701-1706
Iranian Transactions Regulations, 31 C.F.R. § 560
Libyan Sanctions Regulations, 31 C.F.R. § 550
Maryland Consumer Protection Act, Md. Code Ann., Com. Law §§ 13-101 et seq.
Military Lending Act
Mortgage Acts and Practices Rule, 16 C.F.R. § 321
N.Y.C.R.R. § 3.1 (Making of false entries and omission of true entries)
National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973, 42 U.S.C. § 4012a(f)(2)
National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973, 42 U.S.C. § 4012a(f)(5)
National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973, 42 U.S.C. §§ 4001, et seq.
New York Banking Law § 200-c (Maintenance of books, accounts and records)
New York Civil Practice Law and Rules, Rule 6511 (Document Retention)
New York Financial Services Law § 408 (Financial frauds prevention civil penalty)
New York Real Property Action and Proceedings Law Section 1304 (Required Prior Notices)
New York Real Property Action and Proceedings Law Section 1306 (Filings with Superintendent)
New York Real Property Action and Proceedings Law Section 1355 (Report of Sale)
New York Real Property Law Section 254 (Construction of clauses and covenants in mortgages)
New York Real Property Law Section 254-b.1 (Limitation on Late Charges)
New York Real Property Law Section 275 (Certificate of Discharge Requirement)
New York Real Property Law Section 406 (Municipal Corporations)
New York Real Property Law Section 418 (Assignment of Mortgage, Lease, Lien, or Other Charge)
New York State Banking Law § 10 (Unsafe and Unsound Practices)
New York State Banking Law § 104 (Maintenance of Books, Accounts and Records)
New York State Banking Law § 14-a (Maximum interest rate)
New York State Banking Law § 200-c (Maintenance of Books, Accounts and Records)
New York State Banking Law § 340 (License Requirement)
New York State Banking Law § 36(10) (Examinations)
New York State Banking Law § 38.7(1) (Application Disclosures and Procedures)
New York State Banking Law § 44 (Failure to Make Reports)
New York State Banking Law § 44 (Unsafe and Unsound Practices)
New York State Banking Law § 593 (License Provisions of Mortgage Brokers and Bankers)
New York State Banking Law § 595 (Regulation of Mortgages Brokers and Bankers)
New York State Banking Law § 595-a(1)(c) (Regulation of Mortgage Brokers and Bankers)
New York State Banking Law § 597 (Books and Records)
New York State Banking Law § 599-c (Licenses)
New York State Banking Law § 672 (Falsification of Books, Reports, or Statements)
New York State Banking Law §§ 6-M (2)(j) and 6-M(5) (Improper Issuance of Subprime Home Loans)
New York State Banking Law Article 12-D (Licensed Mortgage Brokers and Bankers)
New York State Banking Law Article 12-E (Licensed Mortgage Loan Originators)
New York State Executive Law § 63(12)
New York State General Obligations Law § 5-501 (Usury limits)
New York State Insurance Law § 1102 (Insurer's License Requirement)
New York State Insurance Law § 2102 (Acting Without a License)
New York State Insurance Law § 2117 (Acting for or Aiding Unauthorized Insurers)
New York State Insurance Law § 2303 (Standards for Rates)
New York State Insurance Law § 2324 (Rebating and Discrimination)
New York State Insurance Law § 2403 (UDAP)
New York State Penal Law § 175.35 (Offering False Instrument for Filing)
New York State Penal Law § 187 (Residential Mortgage Fraud)
New York State Penal Law § 195.05 (Obstructing Governmental Administration)
New York State Penal Law Sections 175.05, 175.10 (Falsifying Business Records)
Part 38 of the General Regulations of the Banking Board (Definitions Of Terms; Advertising; Application And Commitment Disclosures And Procedures; Improper Conduct Under Article 12-D)
Program Fraud Civil Remedies Act, 31 U.S.C. §§ 3801 et seq.
Racketeer Influenced and Corrupt Organizations Act, 18 U.S.C. §§ 1961 et seq.
Real Estate Lending and Appraisals, 12 C.F.R. § 34
Real Estate Settlement Procedures Act, 12 U.S.C. § 2607 (prohibition against kickbacks and unearned fees)
Real Estate Settlement Procedures Act, 12 U.S.C. §§ 2601 et seq.
Regulation B, 12 C.F.R. § 1002
Regulation B, 12 C.F.R. § 202
Regulation B, 12 C.F.R. §1002
Regulation H, 12 C.F.R. § 208.62 et seq. (SARS)
Regulation O, 12 C.F.R. §§ 215 et seq.
Regulation V, 12 C.F.R. §§ 1022.42 a-c (Accuracy and Integrity Furnished Information)
Regulation X, 12 C.F.R. § 1024
Regulation X, 12 C.F.R. § 1024.41 (Loss Mitigation Procedures)
Regulation Y, 12 C.F.R. § 225
Risk-Based Capital Guidelines-Market Risk, 12 C.F.R. § 3, App. B
Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act (Volcker Rule)
Section 626, Omnibus Appropriations Act, 2009 (P.L. 111-8)
Sections 1031 and 1036, Consumer Financial Protection Act of 2010 (CFPA)
Servicemembers Civil Relief Act
Servicemembers Civil Relief Act, 50 U.S.C. App. §§ 501 et seq.
Sudanese Sanctions Regulations, 31 C.F.R. § 538
Superintendent's Regulations § 38.7 (Prohibited Advertising Conduct of Mortgage Brokers and Bankers)
Superintendent's Regulations § 408.2 (Statement of reasons for rejection)
Superintendent's Regulations § 410 (Mortgage Banking Requirements)
Superintendent's Regulations § 410.7 (Books, records, and annual reports of Mortgage Brokers and Bankers)
Superintendent's Regulations § 419 (Servicing Mortgage Loans)
Superintendent's Regulations § 419.10 (Mortgage Servicer Fee Regulations)
Superintendent's Regulations § 419.12 (Quarterly Reporting of Mortgage Servicers)
Superintendent's Regulations § 420 (Mortgage Loan Originators)
Telemarketing and Consumer Fraud and Abuse Prevention Act 15 U.S.C. §§ 6102(c), 6105(d)
Telemarketing Sales Rule, 16 C.F.R. § 310
Tom Lantos Block Burmese JADE (Junta’s Anti-Democratic Efforts) Act of 2008, Pub. L. 110-286
Trading with the Enemy Act of 1917, 50 U.S.C. § 4303, 4305, 4315(a)
Trading with the Enemy Act of 1917, 50 U.S.C. App. §§ 5, 16
Truth in Lending Act, 15 U.S.C § 1665c
Truth in Lending Act, 15 U.S.C. §§ 1601 et seq.
Truth in Savings Act, 12 U.S.C. §§ 3201 et seq.
Truth in Savings Act, 12 U.S.C. §§ 4301 et seq.
Unsafe and Unsound Practices
Unspecified
Unspecified State "UDAP" Statutes
Unspecified State and Federal Antitrust Laws
Unspecified State Consumer Protection Laws
Unspecified State False Claims Statutes
Unspecified State Fraud Statutes
Unspecified State Securities Laws
Violation of Prior Order
Agency Penalty
1 million to 4.9 million
$5 million to 24.9 million
$25 million to 99.9 million
$100 million and over
