Michael Wiseman and Andy Gladin Author White Paper on Uncertainty of Regulatory Landscape

September 6, 2012

On September 6, Bank Director magazine published the white paper, “Dodd-Frank, Basel III and the Age of Uncertainty,” co-authored by Messrs. Wiseman and Gladin. They examined the regulatory landscape for large banks two years after the passage of the Dodd-Frank Act. They also reviewed questions and uncertainties surrounding Dodd-Frank and Basel III, among other reforms that stem from the financial crisis. “It is extremely unclear how the various new rules and other reforms will interact in the aggregate to reshape the financial services industry and affect the ability of banking institutions to perform their crucial financial intermediation role in the U.S. global economy,” Messrs. Wiseman and Gladin noted. While they recognized the inevitability of uncertainty during the process of change, Messrs. Wiseman and Gladin underscored the importance of properly managing and controlling it.