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    Home /  About /  News and Events /  Client Highlights
    Client Highlights

    S&C Advises Citizens Financial Group on $1.15 Billion of Concurrent Notes Offerings

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    February 5, 2026

    Citizens Financial Group, Inc. (CFG) completed two notes offerings totaling $1.15 billion.

    The first consisted of an SEC-registered offering by CFG of $400 million of 5.299% Fixed-Reset Subordinated Notes due 2036.

    The second consisted of an offering of $750 million of 4.192% Fixed/Floating Rate Senior Notes due 2029, completed through its depository institution subsidiary, Citizens Bank, NA (CBNA), under CBNA’s Global Bank Note Program.

    Citizens Financial Group is a financial holding company headquartered in Providence, Rhode Island with $226.4 billion in assets as of December 31, 2025.

    The S&C team representing CFG on the offerings included Ben Weiner, Ben Rump, Ryan Lessing and Jordan Dyer. Jeff Hochberg and Julia Fleurantin advised on tax matters. Ted Danielson advised on ERISA matters. Ruby Avison, Emily Thomson and trainee solicitor Urvita Roy advised on UK matters.

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    Benjamin H. Weiner Headshot Photo
    Benjamin H. Weiner
    Washington, D.C.
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    Ben Rump Headshot Photo
    Ben Rump
    Washington, D.C.
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    Jeffrey D. Hochberg Headshot Photo
    Jeffrey D. Hochberg
    New York
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    Ruby L. Avison Headshot Photo
    Ruby L. Avison
    London
    +44-20-7959-8900
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